ZC99 Terms and Conditions

Last updated: January 2026

These terms govern your use of ZC99 — the platform, the games, the promotions, and everything in between. Please read them before creating an account. By registering and using ZC99, you agree to everything set out here.


Key Points at a Glance

These cards highlight the most important aspects of ZC99's terms. They do not replace the full text — please read the complete terms below.

You Must Be 18 or Older

ZC99 is strictly an adult platform. No person under 18 years of age may register, deposit, or play. Age verification is required as part of account creation and ZC99 reserves the right to request supporting documentation at any time.

One Account Per Person

Each player is permitted to hold one ZC99 account only. Duplicate accounts — whether under the same name, same device, or same payment method — will be suspended and any balance may be voided. Honest registration is expected from everyone.

Bonus Terms Apply

All ZC99 bonuses and promotions come with wagering requirements and conditions. These are always stated clearly when a bonus is offered. Attempting to withdraw bonus funds before completing the required wagering will not be permitted.

Withdrawals to Verified Methods

Funds can only be withdrawn to payment methods that have been used to deposit and are registered in your own name. Third-party withdrawals are not permitted. JazzCash, Easypaisa, Raast, and bank transfer are the supported PKR withdrawal routes.

Fraud and Abuse Are Prohibited

Any attempt to exploit technical errors, collude with other players, use automated software, or abuse bonus systems will result in account suspension and forfeiture of funds. ZC99 takes platform integrity seriously and investigates all flagged activity.

Terms Can Be Updated

ZC99 may update these terms periodically. When material changes are made, registered players will be notified via email or a platform notification. Continued use of ZC99 after an update constitutes acceptance of the revised terms.


Important: These Terms and Conditions constitute a legally binding agreement between you and ZC99. If you do not agree with any part of these terms, you should not use the platform. Please read the full text carefully before registering.

1. Acceptance of Terms

By accessing, registering for, or using the ZC99 platform — whether through the website at zc99.onl or the ZC99 mobile app — you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in full.

These terms apply to all users of ZC99, including registered account holders, visitors browsing the platform, and anyone participating in promotions or bonus offers. Your continued use of ZC99 following any update to these terms constitutes ongoing acceptance.

If you have questions about any clause in these terms, contact ZC99 support before registering. Creating an account implies you understand and accept everything stated here.

2. Eligibility & Registration

To create and use a ZC99 account you must:

  • Be at least 18 years of age at the time of registration.
  • Provide accurate, complete, and current information during the registration process.
  • Not be self-excluded from ZC99 or any other gaming platform under a current self-exclusion agreement.
  • Be registering for personal recreational use only — not on behalf of another person or a business entity.

ZC99 reserves the right to request identity verification documents — including a copy of your CNIC (Computerised National Identity Card) or other government-issued identification — at any stage of the account lifecycle. Failure to provide requested documentation within the timeframe given may result in account restriction or closure.

Only one account per person is permitted. If ZC99 identifies that a player holds multiple accounts, all duplicate accounts will be suspended and any associated balances may be voided in accordance with the fraud and abuse policy.

3. Account Responsibilities

You are responsible for maintaining the security and confidentiality of your ZC99 login credentials. This includes your username, password, and any two-factor authentication details linked to your account.

You must not share your account access with any other person, allow another person to use your account, or use another person's ZC99 account. Any activity that takes place under your credentials is your responsibility.

If you suspect unauthorised access to your account, you must notify ZC99 support immediately. ZC99 cannot be held liable for losses resulting from unauthorised account access where the player has failed to take reasonable security precautions or failed to report the issue promptly.

Account information, including your name, address, and payment details, must be kept up to date. Providing false information at any point is grounds for immediate account suspension.

4. Deposits

ZC99 accepts deposits in PKR (Pakistani Rupees) via the following methods: JazzCash, Easypaisa, Raast, and bank transfer. The minimum deposit is PKR 300.

Deposits must be made from a payment method registered in your own name. Third-party deposits — where the payment account belongs to a different person — are not accepted and will result in the funds being returned and the account flagged for review.

  • Mobile wallet deposits via JazzCash and Easypaisa are processed instantly.
  • Raast transfers typically settle within minutes during banking hours.
  • Standard bank transfers may take one business day to appear in your ZC99 balance.

ZC99 does not charge fees for deposits, though your payment provider may apply their own transaction charges. Deposited funds are credited to your PKR balance and are available for betting and gameplay immediately upon confirmation.

Deposits made in error — for example, an incorrect amount — should be reported to ZC99 support as soon as possible. ZC99 cannot guarantee recovery of funds once they have been used for gameplay.

5. Withdrawals

Withdrawal requests may only be made to payment methods previously used for depositing and registered in the player's own name. The minimum withdrawal amount is PKR 500.

Before processing a withdrawal, ZC99 may require identity verification to be completed. This is standard practice and is not a reflection on any individual account — it is part of the platform's commitment to responsible financial operations.

  • JazzCash and Easypaisa: Typically processed within minutes during normal operating hours.
  • Raast: Same-day processing on business days.
  • Bank Transfer: Processed within one business day.

Withdrawal requests that include funds originating from bonuses that have not met their wagering requirements will not be processed until those requirements are satisfied. If a player requests a withdrawal while bonus wagering is incomplete, ZC99 may apply the relevant bonus policy as stated in the promotion's specific terms.

ZC99 reserves the right to carry out additional security checks on withdrawal requests exceeding certain thresholds. These checks are conducted in the interest of account security and financial integrity.

6. Bonuses & Promotions

ZC99 offers various bonuses and promotions to both new and existing players — including welcome bonuses, reload offers, free spins, cashback, and seasonal promotions tied to events like PSL and T20 cricket season.

All bonuses are subject to the following general conditions unless stated otherwise in the specific promotion terms:

  • A wagering requirement applies to all bonus funds before they can be withdrawn. The specific multiple is stated clearly in each offer.
  • Bonuses are valid for the time period specified in the promotion. Expired bonuses are forfeited.
  • Only one bonus may be active at a time unless explicitly stated otherwise.
  • Bonuses are issued for personal use only and may not be transferred between accounts.
  • ZC99 reserves the right to modify, suspend, or withdraw any promotion at its discretion, with notification given where practicable.

Attempting to exploit a bonus through artificial wagering, matched betting using multiple accounts, or any form of bonus abuse will result in the bonus being cancelled, the account being suspended, and any related winnings being voided.

If you have any doubt about whether your wagering activity qualifies under a specific bonus, contact ZC99 support before continuing to play with that bonus active.

7. Gameplay & Betting Rules

All casino games available on ZC99 — slots, live casino, table games, crash games — are supplied by third-party game studios including Pragmatic Play, Evolution, NetEnt, Spribe, and others. Each game operates according to its own rules and RTP parameters as certified by the respective studio.

Sports betting markets on ZC99, including cricket, PSL, T20 internationals, football, and Esports, are governed by standard sportsbook rules. Specific rules for settlement, void bets, and in-play betting are documented in the Bet section of the platform.

In the event of a software malfunction, disconnection, or technical error that affects a game outcome, ZC99 follows the game provider's stated policy on affected rounds. In cases where a round cannot be properly resolved, stakes are typically returned. ZC99 is not liable for losses resulting from connectivity issues on the player's side.

Maximum bet limits apply to certain games and markets. These are displayed within the game interface or sportsbook before a bet is placed. Bets placed in excess of stated limits may be voided.

8. Prohibited Conduct

The following activities are strictly prohibited on ZC99. Engaging in any of these may result in immediate account suspension, forfeiture of funds, and reporting to relevant authorities where applicable:

  • Registering more than one account or using another person's account.
  • Providing false identity information or using forged documentation.
  • Using automated software, bots, scripts, or any artificial means to gain an advantage in gameplay or betting.
  • Colluding with other players to manipulate game or betting outcomes.
  • Exploiting software bugs, errors, or miscalculated odds — any such instances must be reported to ZC99 support immediately rather than exploited.
  • Using the platform for money laundering or any other illegal financial activity.
  • Allowing a minor (under 18) to access or use your ZC99 account.
  • Any conduct that harasses, threatens, or abuses ZC99 staff or other players.

ZC99 operates monitoring systems to detect unusual activity patterns. Players identified as engaging in prohibited conduct will have their accounts reviewed and appropriate action taken without prior notice.

9. Responsible Gaming

ZC99 takes responsible gaming seriously. The platform provides tools to help players manage their activity, including deposit limits, session time reminders, and self-exclusion. These tools are accessible from your account settings at any time.

If you feel that your gaming is becoming problematic, ZC99 strongly encourages you to:

  • Set a deposit or loss limit through your account settings.
  • Use the cooling-off period feature to take a short break from the platform.
  • Apply for self-exclusion if you feel you need a longer period away from gaming.
  • Reach out to ZC99 support, who can assist with setting restrictions on your account.

For more detailed guidance on responsible gaming tools and resources, visit the Responsible Gaming page. Gaming should remain an enjoyable leisure activity — please play within your means and set a budget before you start each session.

10. Privacy & Data

ZC99 collects and processes personal data as required to operate the platform, verify player identities, process payments, and comply with any applicable legal obligations. The full detail of how data is collected, stored, and used is set out in the ZC99 Privacy Policy.

By registering with ZC99, you consent to the collection and processing of your personal data in accordance with the Privacy Policy. ZC99 does not sell personal data to third parties. Data may be shared with payment processors, identity verification services, and regulatory bodies as required by law or for fraud prevention.

Players have the right to request access to their personal data, request corrections, or request deletion subject to any legal retention obligations. These requests should be directed to ZC99 support.

11. Account Suspension & Closure

ZC99 reserves the right to suspend, restrict, or permanently close any account for the following reasons, among others:

  • Breach of these Terms and Conditions.
  • Failure to complete identity verification within the required timeframe.
  • Suspected or confirmed fraudulent activity.
  • Chargebacks or payment disputes filed against ZC99.
  • Account inactivity (accounts with no login or transaction for 12+ months may be subject to dormancy policies).
  • Player-requested self-exclusion or voluntary closure.

Upon closure of a verified account in good standing, any remaining real-money balance (excluding bonus funds not yet qualifying for withdrawal) will be returned to the player's registered payment method. The process for returning funds typically follows the same timeline as a standard withdrawal.

Players may request voluntary account closure at any time by contacting ZC99 support. Accounts under active investigation may be restricted pending resolution.

12. Limitation of Liability

ZC99 provides the platform on an "as available" basis. While every effort is made to maintain uptime and performance, ZC99 does not guarantee uninterrupted access to the platform and is not liable for losses resulting from:

  • Platform downtime, maintenance periods, or technical outages.
  • Delays or failures in third-party payment processing.
  • Internet connectivity issues on the player's side.
  • Force majeure events outside ZC99's reasonable control.

ZC99's total liability to any individual player, in any circumstances, is limited to the net deposits made by that player to ZC99 in the 12-month period immediately preceding the claim. ZC99 is not liable for indirect, consequential, or special damages of any kind.

Nothing in these terms excludes liability for fraud, death, or personal injury caused by negligence, where such exclusion would be unlawful.

13. Changes to These Terms

ZC99 may update these Terms and Conditions at any time. When significant changes are made, registered players will be informed via email or an in-platform notification prior to the changes taking effect.

The "Last updated" date at the top of this page reflects when the most recent revision was made. It is your responsibility to review the terms periodically. Continued use of ZC99 after updated terms have been published constitutes your acceptance of the revised version.

If you do not agree with any updated terms, you should stop using ZC99 and may request account closure by contacting support.

14. Contact & Disputes

If you have a question about these terms or a dispute related to your ZC99 account, the recommended first step is to contact ZC99 support directly. The support team is available 24/7 via live chat within the platform and by email.

For account-related queries, please have your registered email address and account details ready when contacting support — this helps the team resolve your query faster.

Support email: [email protected] — responses typically within a few hours during peak hours and within 24 hours at other times.

ZC99 aims to resolve all disputes fairly and promptly. In the event that a resolution cannot be reached through support, the matter may be escalated through the internal complaints process. Details of this process are available on request from the support team.


Other Important Policies

These pages cover areas related to the Terms and Conditions in more detail.


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